You can now avoid over-extending your budget without borrowing by placing your jewellery item on Lay-by and paying it off with our very flexible terms below.

Placing an item on Lay-by is simple.

• Proceed through checkout and under 'Additional Information' write:
  • The word "LAY-BY" on the first line.
  • Date to start Lay-by (Within a fortnight of purchase)
  • The Deposit Amount (Minimum 10%)
  • Regular Payment Frequency (Weekly, Fortnightly, or Monthly)
  • Regular Payment Amount (Minimum 10% for orders up to $2000, 5% for orders over $2000)
•  You must choose Credit Card as your payment method.

If you wish you can copy and paste the following template into the Additional Information field:
LAY-BY
Start Date:
Deposit Amount:
Frequency:
Regular Payment Amount:

Minimum order value: $300
Payment methods acceptable: Credit Card only.
Maximum Duration: 
    Orders $300 - $1000: 3 months
    Orders $1001 - $2000: 4 months
    Orders Over $2000: 6 months 

Failure to make two consecutive payments (ie insufficient funds) etc without reasonable explanation might result in forfeiture of up to 10% of the original purchase price.